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Since 1973 The LBL Group has provided a full-service approach to all aspects of employee benefits consulting and wealth management services for employers, employees, executives and individuals. Our team of highly experienced, dedicated professionals are dedicated to supporting your insurance needs.

Larry Lambert

Larry Lambert, CLU, CFP™, RFC


CA Insurance License: #0439459

Mr. Lambert has served the financial services industry for 50 years working extensively with individuals, corporations, small businesses, and associations in areas such as financial planning, retirement and pension planning, investments, estate planning, and insurance services.

Larry is the Chairman and CEO of Financial Counseling Resources LLC , The LBL Group, LBL Insurance Services, LLC, ElderCare Insurance Services, and Nautilus Insurance Services.

He is the recipient of the 68th annual John Newton Russell Memorial Award, the highest honor bestowed on an individual by the insurance industry.

In 2009, Larry received the William G. Farrell Public Service Life Insurance award recognizing sustained and meritorious service to the life insurance and financial advising industries.

He is a Registered Principal and OSJ with NPB Financial Group LLC and holds FINRA Series 1, 24, 51, 63, 65 and 66 registrations, and State of California Department of Insurance Accident and Health Agent, Casualty Broker-Agent, Life-Only Agent, Property Broker-Agent and Variable Contracts Agent.

Larry is a Chartered Life Underwriter (CLU) and CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner.

He is a member and past President of the National Board of the National Association of Insurance and Financial Advisors (NAIFA), the International Association of Financial Planning (IAFP), the Institute of Certified Financial Planners (ICFP) and the International Association of Registered Financial Consultants (IARFC), Life and Qualifying member of the Million Dollar Round Table (MDRT) and its prestigious ‘Top of the Table.’

Mr. Lambert serves on numerous boards of directors for non-profit organizations in Southern California including MemorialCare Health Systems, and has spoken to national professional associations, employee groups, non-profit organizations and service clubs and as a guest lecturer at several colleges and universities.

Debra Lambert

Debra Lambert, CLU


CA Insurance License: #0550795

Debra has specialized in employee benefits for over 38 years, assisting businesses with the design, implementation and ongoing service of their corporate benefit plans.

Debra utilizes her vast experience and knowledge to explore various strategic alliances within the industry to offer the clients served by The LBL Group the most up-to-date products and services available. Debra was past President of the Long Beach Association of Life Underwriters, is a Life and Qualified member of the Million Dollar Round Table, a Chartered Life Underwriter and a registered representative with NPB Financial Group LLC.

Debra participates as a speaker at various community functions to educate the community on insurance and health care issues and has volunteered on numerous charitable boards that support the local communities that LBL serves. In 2014, she was selected by Employee Benefit Adviser as one of The Most Influential Women In Benefits Advising.

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