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CAA 2023 Extends HSA Telehealth Relief for Two More Years

January 3, 2023

Congress passed an omnibus government funding bill at the end of 2022 titled the Consolidated Appropriations Act of 2023 to avoid a shutdown. One of the provisions affects HSA telehealth services by again extending HSA relief to consumers with High Deductible Health Plans (HDHPs). Consumers can receive first-dollar telehealth and remote care services and not …

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Takeaways from the 2022 KFF Employer Health Benefits Survey

November 14, 2022

Kaiser Family Foundation (No affiliation with Kaiser Permanente) released its 24th annual survey of trends in employer-sponsored coverage. This survey is a great resource for benefits and financial professionals to better understand what’s happening in the employee benefits space, particularly among premiums, employee contributions, cost-sharing provisions, offer rates, wellness programs, and employer practices. Increased cost …

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How to Use your Benefits as a Competitive Advantage in Recruiting

September 27, 2022

As most of you are aware, there is a large labor shortage in our market due to the pandemic and many other situations. When you look at the different industries; transportation, manufacturing, education, health care, and social assistance have been impacted the most and have the largest amount of job openings. On average these industries …

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Private Equity Investors Can Use Benefits to Grow Asset Value

September 6, 2022

Whether you’re a private equity professional, acquisition entrepreneur, or any other professional investor, you understand the need to measure every dollar in a business and make sound, strategic, data-driven investment and operational decisions. And if you’re looking to grow and scale a business, one of your primary concerns is human capital. How are you getting …

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The Importance of Including Wellness Programs in your Benefit Plan

August 30, 2022

As many would agree, the biggest asset a company can have is healthy employees. The million-dollar question is what you, as the employer, can do to create and promote the correct environment to nourish your employees. For starters, implementing the correct wellness program for your employees is key. The questions we see as advisors are; …

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Self-Funded Health Insurance for Dummies: Self-Funding FAQ

August 24, 2022

So, you’re thinking about self-funding your health plan, or maybe you have a self-funded plan but you’re not quite exactly sure how it works. Good news for you! Welcome to the LBL Group’s Self-Funded Health Insurance for Dummies, a FAQ for self-funding your health plan. We’ve collected the information below as a quick reference guide …

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6 Ways to Help Employees Combat Burnout

August 12, 2022

Respondents to the latest State of HR report list burnout as the greatest consequence of the pandemic. In fact, the Great Resignation lingers, in part, because the burnout has gotten worse. Now, companies are facing inflation, the yanking of job offers, and the possibility of layoffs. While they are tightening their belts and being far more cautious, their workers …

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Relax! Vacations are Good for Your Health

July 11, 2022

American workers are notorious for being workaholics. In fact, The Center for Economic and Policy Research has gone so far as to call the U.S. the “No Vacation Nation.”  Deciding you need a vacation may feel indulgent but in reality, it is a crucial key to our overall health. Why do you need to take …

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