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Financing Health Plans: Self Funding vs. Fully Insured

June 30, 2021

We think it’s critical in benefits consulting for us to create a common foundation with our clients to drive benefits decisions. There are enough shiny objects in the industry to sideline a conversation and take attention in any one of a dozen different directions. To create meaningful benefits plans that deliver great care to members …

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Managing Self-Funding Risk with Stop-Loss Insurance

June 23, 2021

We’ve written previously about stop-loss insurance, in particular about the cost of stop-loss insurance, about the effect of CA 161 on stop-loss insurance for California groups, and about statistics around stop-loss insurance claims. With many groups approaching their benefits renewal later this year and considering ways to reduce their healthcare spending, let’s revisit how stop-loss …

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4 Ways to Reduce Healthcare Spending

June 16, 2021

Healthcare costs are increasing. These increases are leading to reduced benefits, lower takehome pay for workers, and poorer health outcomes. According to the 2021 Milliman Medical Index and the 2020 KFF EMployer Health Benefits Survey, healthcare costs and health insurance premiums are increasing year over year. Over the last 5 years, the average family premium …

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Takeaways from Going Digital: Behavioral Health Tech Summit 2021

June 9, 2021

Last week, I had the opportunity to speak to healthcare professionals, employers, business leaders, and more at Going Digital: Behavioral Health Tech Summit 2021 with Solome Tibebu. We covered a number of topics related to behavioral health and how employers can play a role in this important field. You can watch the interview below and …

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Mental Health Awareness Month for Employers

May 12, 2021

Click here to discuss your workplace mental and behavioral health! We’re about halfway through Mental Health Awareness Month. Seeing as how employers provide health insurance to about half of American adults, we think it’s important for employers to think about their own role in the mental and behavioral health of their employees. With so much …

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4 Statistics About the Employer Health Care Crisis

May 5, 2021

American health care is in a crisis today. By most measures, we are getting a relatively average product even though we spend some of the most money in the world on it. Given that about half of Americans receive their health insurance coverage from the workplace and that costs are doubling every 10 years┬╣ for …

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3 Reasons Price Transparency Tools Don’t Reduce Health Care Spending

April 7, 2021

Much has been made of the potential for price transparency tools in health care to solve the high costs of health care that affect Americans. Washington and state legislatures have demonstrated a belief in the potential of these tools and the industry expects many ripple effects from the price transparency rule that became effective the …

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Cigna + Oscar: What You Need to Know

March 29, 2021

  Two big names in the health insurance industry, with very different backgrounds, have formed a partnership and are now working together to provide medical insurance to employers in select regions. The crux of this partnership is Oscar’s technology and member focus built on top of Cigna’s strong provider network. Cigna brings its affordable and …

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Preventative Mental Health with Lyra Health’s Guided Self Care

March 9, 2021

Mental health is one of the thorniest issues in health care today. Undiagnosed and untreated mental health conditions are at epidemic-level proportions in this country. During the COVID pandemic, anxiety and depression rates have increased significantly. According to CDC surveys, rates of anxiety and depression rose to levels of 25 to 30 percent in 2020. …

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Five Employee Benefits Trends for 2021

March 1, 2021

´╗┐ Today, we’re sharing with you five employee benefits trends for employers in 2021! The general theme for employee benefits in 2021 is the increasing interplay between technology and data. This interplay impacts everything in healthcare and employee benefits, such as utilization, spending, behavioral health, and beyond. Telehealth With the disruption caused by the COVID …

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