Skip to Main Content

» Health Equity

How to Save on Prescriptions and Get Less Expensive Medications

February 22, 2023

The rising cost of medications are a leading healthcare issue for people today. More than 40% of Americans reported struggling to pay for the cost of their medications, despite health insurance coverage. When the cost of their prescriptions go up, people are forced to make tough decisions, including rationing necessary medications or skipping meals or …

Continue reading

CAA 2023 Extends HSA Telehealth Relief for Two More Years

January 3, 2023

Congress passed an omnibus government funding bill at the end of 2022 titled the Consolidated Appropriations Act of 2023 to avoid a shutdown. One of the provisions affects HSA telehealth services by again extending HSA relief to consumers with High Deductible Health Plans (HDHPs). Consumers can receive first-dollar telehealth and remote care services and not …

Continue reading

Takeaways from the 2022 KFF Employer Health Benefits Survey

October 31, 2022

Employer health insurance costs are rising, and employees at small companies bear a greater burden than their counterparts at large employers, according to the 2022 KFF Employer Health Benefits survey. On average, employees at small companies pay $2,000 more for family coverage and face deductibles that are $1,000 higher. This report highlights the disparities in …

Continue reading

ASO vs Independent TPA

October 25, 2022

Yes, both are self-funding options, but what is the better solution for your high healthcare costs? Let’s first review the definitions. ASO (Administrative Services Only) – an arrangement in which a company funds its own employee benefit plan, such as a health insurance program while purchasing only administrative services from the insurer. This alternative funding …

Continue reading

Suicide Prevention Awareness: John’s Story

September 20, 2022

** Trigger Warning for Suicide. Call the 988 Suicide & Crisis Lifeline if you need to talk with someone ** This year marked 21 years since my dad was set to finally coach my Little League team for the first time. It also marks 21 years since he died by suicide. It was March 2001, and my …

Continue reading

Self-Funded Health Insurance for Dummies: Self-Funding FAQ

August 24, 2022

So, you’re thinking about self-funding your health plan, or maybe you have a self-funded plan but you’re not quite exactly sure how it works. Good news for you! Welcome to the LBL Group’s Self-Funded Health Insurance for Dummies, a FAQ for self-funding your health plan. We’ve collected the information below as a quick reference guide …

Continue reading

1 2 3