» Health Equity

The Value of Culturally Sensitive Healthcare: How Employers Can Enhance Outcomes for People of Color and Black Communities

September 13, 2023

In recent years, the healthcare industry has made significant strides toward providing more equitable care for all individuals. However, disparities in healthcare outcomes still persist, particularly for people of color and black communities. Just look at recent news about a difficult pregnancy for Serena Williams and the prepartum death of Torie Bowie for proof. “Black …

The Value of Offering Virtual Mental and Behavioral Health to Employees

July 18, 2023

In offering benefits such as a health insurance plan, an employer is looking to build trust and differentiate itself in the market for labor. Quality health coverage is important to employees since it impacts the health of themselves and their families. And strong benefits differentiate your job offer in the marketplace so prospective employees see …

Why Offer an Anonymous Mental Health & Suicide Prevention Screening for Employees

May 22, 2023

Click here to watch a webinar on Mental Health Strategies in the Workplace, including the Interactive Screening Program as discussed below As May is Mental Health Awareness Month, we want to make sure every employer is aware of the resources out there to support their employees’ mental and behavioral health. While health plans and point …

How to Improve Your Employee’s Mental and Behavioral Health

May 16, 2023

Interested in a free webinar with practical tips and strategies to support your employees’ mental health? Join John and representatives from Health Action Alliance / Mental Health Action Day and the American Foundation for Suicide Prevention next Tuesday for a jam-packed session on mental health and the workplace!

How to Save on Prescriptions and Get Less Expensive Medications

February 22, 2023

The rising cost of medications are a leading healthcare issue for people today. More than 40% of Americans reported struggling to pay for the cost of their medications, despite health insurance coverage. When the cost of their prescriptions go up, people are forced to make tough decisions, including rationing necessary medications or skipping meals or …

CAA 2023 Extends HSA Telehealth Relief for Two More Years

January 3, 2023

Congress passed an omnibus government funding bill at the end of 2022 titled the Consolidated Appropriations Act of 2023 to avoid a shutdown. One of the provisions affects HSA telehealth services by again extending HSA relief to consumers with High Deductible Health Plans (HDHPs). Consumers can receive first-dollar telehealth and remote care services and not …

Takeaways from the 2022 KFF Employer Health Benefits Survey

October 31, 2022

Employer health insurance costs are rising, and employees at small companies bear a greater burden than their counterparts at large employers, according to the 2022 KFF Employer Health Benefits survey. On average, employees at small companies pay $2,000 more for family coverage and face deductibles that are $1,000 higher. This report highlights the disparities in …

ASO vs Independent TPA

October 25, 2022

Yes, both are self-funding options, but what is the better solution for your high healthcare costs? Let’s first review the definitions. ASO (Administrative Services Only) – an arrangement in which a company funds its own employee benefit plan, such as a health insurance program while purchasing only administrative services from the insurer. This alternative funding …

Suicide Prevention Awareness: John’s Story

September 20, 2022

** Trigger Warning for Suicide. Call the 988 Suicide & Crisis Lifeline if you need to talk with someone ** This year marked 21 years since my dad was set to finally coach my Little League team for the first time. It also marks 21 years since he died by suicide. It was March 2001, and my …

Self-Funded Health Insurance for Dummies: Self-Funding FAQ

August 24, 2022

So, you’re thinking about self-funding your health plan, or maybe you have a self-funded plan but you’re not quite exactly sure how it works. Good news for you! Welcome to the LBL Group’s Self-Funded Health Insurance for Dummies, a FAQ for self-funding your health plan. We’ve collected the information below as a quick reference guide …