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How are Buy Sell Agreements Funded?

February 18, 2021

If you missed our prior posts about buy-sell agreements, we talked about why you may want to have a buy-sell agreement, what is included and addressed in a buy-sell agreement, and the differences between cross-purchase and entity purchase agreements. This final post in our four-part series looks at how a buy-sell agreement can be funded. …

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Cross Purchase vs. Entity Purchase Buy-Sell Agreements

February 15, 2021

In our previous posts, we covered why you may want to have a buy-sell agreement and what is included and addressed in a buy-sell agreement. This post will help you understand the key differences between the two main types of buy-sell agreements, cross purchase and entity purchase plans. A defining question to be answered by …

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What Does a Buy-Sell Agreement Address?

February 8, 2021

In another post, we discussed the many reasons you may want a buy-sell agreement as a business owner. A buy-sell agreement gives business owners security and structure for the inevitable event that an owner leaves the company. It’s an unbiased, premeditated agreement between owners that meets their needs in a number of potentially stressful situations …

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What is Guaranteed Standard Issue Disability Insurance?

February 2, 2021

An effective disability insurance program for a company provides the required amount of insurance to each participant at a fair price. But all too often, we see one-size-fits-all disability insurance plans that fail to meet the needs of the specialized and highly compensated employees who are crucial to a company’s success. Take the example of …

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What is Group Disability Insurance?

February 2, 2021

Disability insurance pays a benefit to you when you can’t work. In a country where about half of people are living paycheck to paycheck and have less than $500 in savings, disability insurance is a crucial benefit for employees to secure their financial wellbeing. If a group is interested in disability insurance, they need to …

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Why Do I Need a Buy-Sell Agreement?

January 28, 2021

As a business owner, you face a dizzying number of questions every day. Your focus is on keeping your clients and employees happy, making payroll, and investing in your business, along with dozens of other concerns. Maybe you heard of a competitor or peer whose business was severely hampered or completely shut down by an …

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