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Healthcare Cost Trends To Watch in 2022

December 22, 2021

Healthcare is a massive part of the US economy and a major expense for most small and medium-sized businesses (SMBs). And many organizations can best steward their health plans by looking past current year costs to trends over the next 3 to 5 years. Between 2014 and 2019 (before the pandemic), the US population increased …

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Trends in Healthcare Innovation to Inform Employer Health Plans

December 8, 2021

The health insurance industry is typically behind the overall economy when it comes to innovation. This is a major problem since insurance premiums and costs are on an unsustainable trajectory. Employers often find themselves stuck in the cycle of increasing annual renewals with their only option being to spreadsheet other carriers and plans. But what …

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Making Predictions for Employee Benefits in 2022

December 1, 2021

As we hurtle towards 2022 and wrap up open enrollments for many of our groups, we’re seeing some continuing trends as well as new ones. With the end of the year upon us and the corresponding flood of lists out there, we figured “Why not add one more?” and put together our predictions for benefits …

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Suicide Prevention in the Workplace

September 22, 2021

September is Suicide Prevention Month and World Suicide Prevention Day was recognized on September 10. The LBL Group is committed to helping our clients create save workplaces that support employees across the spectrum of health needs, including mental and behavioral health. To this end, our consultant John Hansbrough was quoted by Going Digital: Behavioral Health …

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Takeaways for Employers from the Commonwealth Fund’s Report Mirror, Mirror 2021 Report

August 24, 2021

The Commonwealth Fund released their periodic comparison report of various national health systems this month entitled “Mirror, Mirror 2021: Reflecting Poorly.” The report is a series of comparisons performed every 4 years, with prior entries in the series below: 2017: International Comparison Reflects Flaws and Opportunities for Better U.S. Health Care 2014: How the U.S. …

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How to Actually Give Employees a Real Pay Raise

May 19, 2021

For the average American worker, wages have barely increased over the last 40 years, according to the Economic Policy Institute. This is despite consistent productivity gains, leading to a decoupling between wages and productivity. This most significantly affects middle- and low-wage workers, despite the historical connection between productivity gains and income growth. There are many …

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Mental Health Awareness Month for Employers

May 12, 2021

Click here to discuss your workplace mental and behavioral health! We’re about halfway through Mental Health Awareness Month. Seeing as how employers provide health insurance to about half of American adults, we think it’s important for employers to think about their own role in the mental and behavioral health of their employees. With so much …

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3 Reasons Price Transparency Tools Don’t Reduce Health Care Spending

April 7, 2021

Much has been made of the potential for price transparency tools in health care to solve the high costs of health care that affect Americans. Washington and state legislatures have demonstrated a belief in the potential of these tools and the industry expects many ripple effects from the price transparency rule that became effective the …

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Cigna + Oscar: What You Need to Know

March 29, 2021

  Two big names in the health insurance industry, with very different backgrounds, have formed a partnership and are now working together to provide medical insurance to employers in select regions. The crux of this partnership is Oscar’s technology and member focus built on top of Cigna’s strong provider network. Cigna brings its affordable and …

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Mental Health Support in the American Rescue Plan Act of 2021

March 11, 2021

The $1.9 trillion coronavirus relief package, the American Rescue Plan Act of 2021 (H.R. 1319) was passed by the U.S. House of Representatives and signed into law this week. The bill is enormous and includes funding and provisions for many facets of the U.S. economy. Specifically, this post will cover the key provisions that support …

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