Skip to Main Content
What do you need to know during the COVID-19 outbreak? View Resource Center >

» Business Strategies

Making Health Insurance a Value Add for Private Equity Funds

September 15, 2021

A quick google search of “Health Insurance Private Equity” returns 307,000,00 results. Most of these address the impact of private equity investments from a medical economics perspective, such as videos by Dr. Eric Bricker entitled Private Equity Owning Doctor Practices or Older Doctors Selling Out to Private Equity. But much fewer discuss the impact of …

Continue reading

What is a Medical Stop-Loss Captive?

September 8, 2021

In offering group health plans to employees, businesses have a lot to navigate and understand about the options presented by their benefits advisor team. The smaller the employer, the fewer the options available to them, while the largest employers with thousands of employees have every vendor clamoring for their business. But the majority of businesses …

Continue reading

How to Choose an Employee Benefits Advisor

September 1, 2021

Today’s competitive landscape and rapidly changing technologies are disrupting previous practices and forcing businesses to re-evaluate how and what they pay for the services they buy and the relationships they enter. Insurance and human resource services are no different. What is an Employee Benefits Advisor Before we go into more discussion, let’s first define an …

Continue reading

What is Direct Contracting in Healthcare?

August 11, 2021

Healthcare costs are a top expense for most businesses, so companies can find great value in cost reduction strategies. And if we can marry lower costs for a business with as good, if not better, benefits and outcomes? That’s the goal. One such strategy that has typically been reserved for only the largest employers is¬†Direct …

Continue reading

Rising Health Plan Costs Inhibit Attracting and Retaining Talent

August 4, 2021

Grant Thornton, a large accounting company,¬† conducts a survey of CFOs every quarter and their second-quarter survey of 2021 yielded some insights on how finance leaders are thinking about talent shortages and rising employee benefit costs. CFOs and People Leaders See Rising Health Plan Costs as a Challenge The key takeaway is that human capital …

Continue reading

COVID and Claims: Small Group Health Insurance Rates in 2022

July 28, 2021

We’re starting to see rate increase requests in various states, with some good data coming out of Connecticut recently. These initially proposed rates are for the individual and small group markets, which are filed with the state as part of the ACA. Overall, the rates filed for 2022 are higher than last year. Let’s dive …

Continue reading

Why Does Health Insurance Get More Expensive?

July 21, 2021

America’s healthcare system gets wide discussion. Study after study finds that it’s expensive and underperforms comparable systems. When we say that American healthcare is expensive and growing increasingly so year after year, we need to understand why. Why Does Health Insurance Get More Expensive? We assume health insurance will be more expensive every year. Financial …

Continue reading

What is Meant by Health Care Costs? How Will They Change in 2022?

July 13, 2021

As benefits and healthcare consultants, we salivate over statistics and data about health care costs. We collect and pull apart figures around spending and claims but our clients don’t always want to know all the details. As they say, I don’t want to know how the sausage gets made! Our clients just want us to …

Continue reading

What Does Primary Care Do for Companies and Employees?

July 7, 2021

While it’s easy to say healthcare needs solutions, we start any consulting conversation with a clear outline of where things are at today, and where we are trying to go in the future. Some key facts about American healthcare: Deductibles are higher than the emergency savings of many Americans Wages have been fairly stagnant over …

Continue reading

Financing Health Plans: Self Funding vs. Fully Insured

June 30, 2021

We think it’s critical in benefits consulting for us to create a common foundation with our clients to drive benefits decisions. There are enough shiny objects in the industry to sideline a conversation and take attention in any one of a dozen different directions. To create meaningful benefits plans that deliver great care to members …

Continue reading

1 2 3