Skip to Main Content

» Blog

The Value of Customized Plan Designs

August 8, 2023

The first question we usually get when we discuss customized plan designs is why we can not currently do this with our fully insured plan. In a fully insured medical plan, the insurance company assumes the financial risk associated with providing healthcare coverage to the insured individuals. The lack of customization in benefit packages in …

Continue reading

Why Health Insurance Matters

August 7, 2023

Health insurance may not be the most exciting thing to shop for but it’s one of the most important things that you can buy for yourself and for your family.  Having health insurance has many benefits.  It protects you and your family from financial loss in the same way that home or car insurance does.  …

Continue reading

How Self-Funded Health Insurance Can Be Your Competitive Advantage

August 1, 2023

Companies offer employee benefits to retain and recruit their workforce. Benefits reflect your values as an organization and company, and more and more employees today value what their company stands for, not just what they are paid. Poor benefits can result in higher attrition, a waste of business cash flow, and hurt the company in …

Continue reading

The Impending Future of Long-Term Care

July 25, 2023

The Current Status In September 2021, Washington State had indeed taken the lead in establishing a state-run Long-Term Care (LTC) program funded by a payroll tax. The program is known as the Washington Cares Fund.   The Washington Cares Fund was signed into law in May 2021 and is intended to provide a benefit to …

Continue reading

The Value of Offering Virtual Mental and Behavioral Health to Employees

July 18, 2023

In offering benefits such as a health insurance plan, an employer is looking to build trust and differentiate itself in the market for labor. Quality health coverage is important to employees since it impacts the health of themselves and their families. And strong benefits differentiate your job offer in the marketplace so prospective employees see …

Continue reading

Information Is Power – Be an Informed Healthcare Consumer!

July 12, 2023

With health care costs on the rise, it’s more important than ever to take responsibility for your medical care choices. Asking questions and researching your options are good ways to start taking control of how much you spend on health care. Becoming an educated healthcare consumer is important for making informed decisions about your health and …

Continue reading

The Trending Weight Loss Drugs

July 11, 2023

It seems like in every circle people are discussing the new weight loss drugs. At the Academy Awards Jimmy Kimmel cracked a joke during his opening monologue. “Everybody looks so great,” Kimmel said. “When I look around this room, I can’t help but wonder ‘Is Ozempic right for me?’” So, what are these popular & …

Continue reading

How to Offer Better Mental Health Benefits at Net No Cost

June 28, 2023

Employers balance competing interests in their employee benefits packages: benefits and costs. How much value are they delivering to employees, and what do these plans cost? In our role as benefits consultants, we work to find cost-effective ways to enhance benefits for a true win-win between the employer and the employees. The Value of Mental …

Continue reading

The Importance of Health Insurance Coverage

June 19, 2023

For many consumers they don’t see the value of health insurance until they are sick. So as an employer and an advisor, it is important to market the benefit before it comes to the extremes. See below the importance of this high-cost benefit. Financial Protection: Health insurance provides financial protection against high medical costs. Medical …

Continue reading

1 2 3 4 22