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Gene Therapy Drugs – A Big Change in the Market

February 28, 2023

Gene Therapy Drugs What are they: Gene therapy drugs are medications that use gene–based techniques to treat diseases or medical conditions. They involve introducing genetic material into cells to replace or suppress malfunctioning or missing genes. This can be done through a variety of methods, such as viruses carrying the desired genetic material, or through …

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How to Save on Prescriptions and Get Less Expensive Medications

February 22, 2023

The rising cost of medications are a leading healthcare issue for people today. More than 40% of Americans reported struggling to pay for the cost of their medications, despite health insurance coverage. When the cost of their prescriptions go up, people are forced to make tough decisions, including rationing necessary medications or skipping meals or …

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Gap Insurance 101

February 14, 2023

Gap Insurance 101 Gap medical insurance is a type of health insurance policy that is designed to cover the “gap” between the amount that an individual owes for their medical expenses and the amount that their primary health insurance policy covers. Gap insurance can be purchased as a standalone policy, or it may be offered …

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Healthcare 101: Back to Basics

February 8, 2023

Getting sick can be expensive.  Even minor illnesses and injuries can be very costly to diagnose and treat.  Health care coverage helps you get the care you need and protects you and your family financially if you get sick or injured. We’re breaking down the health insurance basics.  Because, when you understand it, you’re more …

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Using a Captive Health Insurance Company to Share Risk with a Community

February 7, 2023

Employers are facing unsustainable cost increases For many companies, healthcare costs including health insurance have become a top expense. It often goes payroll first, then healthcare benefits. It’s not uncommon for many employers today to face healthcare costs of $8,000 or more per year per employee. And healthcare costs have been steadily increasing, increasing 152 …

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Virtual Primary Care: The New Doctor’s Office?

February 2, 2023

The pandemic gave us more reasons, and more options, to see doctors online.  More and more, people are seeking out telemedicine services versus the traditional brick and mortar physician’s office. This trend includes telemental health services as well. And much like the necessity of remote work proved its potential to employers, telemedicine took hold as …

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