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Takeaways from the 2022 KFF Employer Health Benefits Survey

October 31, 2022

Employer health insurance costs are rising, and employees at small companies bear a greater burden than their counterparts at large employers, according to the 2022 KFF Employer Health Benefits survey. On average, employees at small companies pay $2,000 more for family coverage and face deductibles that are $1,000 higher. This report highlights the disparities in …

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ASO vs Independent TPA

October 25, 2022

Yes, both are self-funding options, but what is the better solution for your high healthcare costs? Let’s first review the definitions. ASO (Administrative Services Only) – an arrangement in which a company funds its own employee benefit plan, such as a health insurance program while purchasing only administrative services from the insurer. This alternative funding …

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Why Data Privacy is Necessary in Today’s World

October 24, 2022

An unfathomable excess of online data is generated every day as the global economy churns; individuals take to social media; and modern life strives to keep pace with advancing technology. Securing that data is rapidly becoming a necessity as companies recognize it as an asset and realize the potential value in collecting, using, and sharing …

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Effective Leadership Begins with You

October 21, 2022

There may not be an “I” in team, but there is an “I” in disengaged. What does this have to do with leadership? Well, regardless of what, why and where you lead, you — as the leader — are directly responsible for the engagement of those who follow you.  It’s up to you to decide …

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Should You Join a PEO?

October 18, 2022

With the January 1st and year-end renewals coming up, employers are looking to find cost savings and the best programs for employees. One option that has lovers and haters is a PEO or Professional Employment Organization. A PEO has some real technical definitions to know – let’s save that for another time. Let’s just summarize it as when …

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The Value of Voluntary Benefits

October 11, 2022

A low employer cost solution to customizing your employee benefits plan. First and foremost, the basics. Voluntary benefits are any perks provided by an employer that employees may choose to participate in or decline. This includes life, disability, critical-illness and accident insurance, ID theft protection, pet insurance, legal services, and financial counseling. A recent survey …

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Leveling Up Your Open Enrollment Game: Tips for Success

October 11, 2022

For most employers, employee benefits represent a significant portion of their overall budget and a critical part of their employee recruitment and retention strategy. Benefits vary from employer to employer but can range from medical or dental insurance to flexible spending accounts, life and disability insurance, and more. The annual process of renewing those benefits …

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3 Ways to Offer Primary Care to Employees

October 4, 2022

Primary care is a hot topic today in employee benefits and the broader healthcare space. Let’s start by defining Primary Care as when an employee has a relationship with a team of medical providers to access urgent care, chronic care, preventative care, and more. The reason primary care is in the news today is that …

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How to Make the Most Out of Open Enrollment

October 3, 2022

Choosing the right benefits during open-enrollment season is so important and can help save money. It can also give individuals and families broader support with their health. Benefits like medical coverage are particularly important with high inflation having such a big impact on people’s budgets. A survey by UnitedHealthcare found that nearly 40% of employees …

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