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Highlights from the KFF 2021 Employer Health Benefits Survey

March 28, 2022

Employers always want to know what other companies are doing with their benefits. They want to ensure they offer competitive benefits so they can recruit and retain their workforce, especially in today’s tight labor market. And knowing what peer organizations are offering and doing with their benefits is key. One great resource is the Kaiser …

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Benefits for a Multigenerational Workforce

March 28, 2022

If only everyone valued the same things, benefits planning would be a lot easier.  If. Only. However, most employers have five generations of employees active in the workplace who want different things.  With generation gaps spanning more than 75 years, finding a one-size-fits-all benefits package can be challenging.  However, there are certain things to consider …

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Why is Healthcare Spending High? It’s the Prices

March 21, 2022

Healthcare spending in the US outpaces every other OECD country, and it’s not particularly close. While wealthy countries such as the US spend more per person on healthcare than other countries, we spend far more per person on healthcare than similar countries. But even though we spend much more per person, we don’t experience significantly …

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What’s Really in a Health Insurance Premium?

March 14, 2022

We talk about them all the time, we seem obsessed with them, but what actually goes into a health insurance premium? While you’ve likely been paying health insurance premiums for as long as you remember, you may not have ever seen one broken out. And in our role as benefits consultants to health plans, we …

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6 Ways to Reduce Burnout When You’re Understaffed

March 10, 2022

Question We’ve been both super busy and understaffed recently. Is there anything we can do during this time to help our employees avoid extra stress or burnout before we can hire more employees? Answer Yes. Here are a few things you can do to make this time run as smoothly and stress-free as possible: Remove nonessential work …

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Understanding Your EOB

March 9, 2022

Let’s say that you visited the doctor and you are wondering how much that visit is going to cost.  A short while later, you receive something in the mail that looks like a bill – and even says “amount you owe” at the bottom.  However, it doesn’t have a return envelope or tear-off portion for …

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Americans Facing Lack of Affordability in Healthcare

March 8, 2022

Health insurance is becoming increasingly unaffordable for most Americans and it’s leading to worse health outcomes in a variety of ways. In response, Centivo, a leading national TPA (Third Party Administrator), released a survey in late 2021 highlighting financial and health-related issues around unexpected medical expenses for Americans. We recognize that Americans face many issues …

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