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Benefits of a Medical Stop-Loss Captive

February 28, 2022

If you’re administering a group health plan, you may already understand the difference between fully-insured and self-funded plans. If not, take a look at our posts about self-funded health plans (and this one too!). While the majority of groups with over 1,000 employees will use a self-funded health plan, employers with 50 to 500 employees …

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Benefits Trends in 2022: Actionable Insights for Employers

February 23, 2022

While healthcare trends may be interesting to us consultants, we can sometimes forget a key point in employee benefits strategy: Employers don’t want to become healthcare experts, they just want to provide quality benefits at the lowest cost To this end, let’s translate data and findings around the healthcare and benefits industries into simple-to-understand insights …

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Supplementing Fertility and Mental Health Benefits with Section 105 Plans or HRAs

February 9, 2022

Section 105 of the Internal Revenue Code regulates health benefits which may provide tax-free reimbursement of medical and health expenses to members. Employers can use Section 105 plans in numerous ways to provide a benefit to employees. Most people know of these plans by the name┬áHealth Reimbursement Arrangement (HRA). We’ve previously discussed the opportunities for …

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Incorporating Virtual Health in a Benefits Plan

February 2, 2022

Consumerism and technology are continuously ramming into each other and disrupting every industry. Healthcare is no different. Benefits plans in 2022 and beyond must include a virtual health solution front and center as one of employees’ first entry points to healthcare. Virtual care usage shot up significantly since March 2020, as virtual care visits increased …

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