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» 2021 » July

COVID and Claims: Small Group Health Insurance Rates in 2022

July 28, 2021

We’re starting to see rate increase requests in various states, with some good data coming out of Connecticut recently. These initially proposed rates are for the individual and small group markets, which are filed with the state as part of the ACA. Overall, the rates filed for 2022 are higher than last year. Let’s dive …

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Why Does Health Insurance Get More Expensive?

July 21, 2021

America’s healthcare system gets wide discussion. Study after study finds that it’s expensive and underperforms comparable systems. When we say that American healthcare is expensive and growing increasingly so year after year, we need to understand why. Why Does Health Insurance Get More Expensive? We assume health insurance will be more expensive every year. Financial …

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What is Meant by Health Care Costs? How Will They Change in 2022?

July 13, 2021

As benefits and healthcare consultants, we salivate over statistics and data about health care costs. We collect and pull apart figures around spending and claims but our clients don’t always want to know all the details. As they say, I don’t want to know how the sausage gets made! Our clients just want us to …

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What Does Primary Care Do for Companies and Employees?

July 7, 2021

While it’s easy to say healthcare needs solutions, we start any consulting conversation with a clear outline of where things are at today, and where we are trying to go in the future. Some key facts about American healthcare: Deductibles are higher than the emergency savings of many Americans Wages have been fairly stagnant over …

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