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Financing Health Plans: Self Funding vs. Fully Insured

June 30, 2021

We think it’s critical in benefits consulting for us to create a common foundation with our clients to drive benefits decisions. There are enough shiny objects in the industry to sideline a conversation and take attention in any one of a dozen different directions. To create meaningful benefits plans that deliver great care to members …

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Managing Self-Funding Risk with Stop-Loss Insurance

June 23, 2021

We’ve written previously about stop-loss insurance, in particular about the cost of stop-loss insurance, about the effect of CA 161 on stop-loss insurance for California groups, and about statistics around stop-loss insurance claims. With many groups approaching their benefits renewal later this year and considering ways to reduce their healthcare spending, let’s revisit how stop-loss …

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4 Ways to Reduce Healthcare Spending

June 16, 2021

Healthcare costs are increasing. These increases are leading to reduced benefits, lower takehome pay for workers, and poorer health outcomes. According to the 2021 Milliman Medical Index and the 2020 KFF EMployer Health Benefits Survey, healthcare costs and health insurance premiums are increasing year over year. Over the last 5 years, the average family premium …

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Takeaways from Going Digital: Behavioral Health Tech Summit 2021

June 9, 2021

Last week, I had the opportunity to speak to healthcare professionals, employers, business leaders, and more at Going Digital: Behavioral Health Tech Summit 2021 with Solome Tibebu. We covered a number of topics related to behavioral health and how employers can play a role in this important field. You can watch the interview below and …

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