Long Term Care Planning

As a result of the trend towards increasing longevity in America, Long Term Care Insurance has become essential in helping to protect an individual’s life savings and family and can now provide businesses with favorable tax advantages as well as help retain key employees.

Our Long Term Care Planning department will simplify the design of the optimal Long Term Care Insurance plan for individuals and businesses. Designing the right plan to meet your needs and fit your budget and lifestyle is an important step to help ensure you are protected now and in the future.

Business

Long Term Care Insurance for businesses gives employers the FLEXIBILITY to include select employees without violating any anti-discrimination laws. The plans can include owner-employees, spouses and dependents. The plans also offer the same FAVORABLE TAX ADVANTAGES as major medical insurance. In fact, a C-corporation may DEDUCT 100% of the premiums when paid by the business for select employees, owner-employees, spouses and dependents.

The plans reward the key executives or select employees with one of the most desired benefits today. Premiums paid by the business generally do not count as income for the employee. Benefits received for long-term care services are generally TAX-FREE.

Our Experience includes

Long Term Care Insurance for individuals has become an important part of your overall financial plan. With our specialist and personal service we are committed to protecting your family and your assets. Long Term Care insurance is more comprehensive and flexible than ever before. Some Long Term Care plans now offer a FULL RETURN OF PREMIUM.

Helping you maintain options on how and where you receive care and avoiding dependence on family and friends is what we help with. A portion of individual Long Term Care Insurance plans are also tax-deductible.

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