Long
Term Care Planning
As a result of the trend towards increasing longevity
in America, Long Term Care Insurance has become essential in helping
to protect an individual’s life savings and family and can
now provide businesses with favorable tax advantages as well as
help retain key employees.
Our
Long Term Care Planning department will simplify the design of
the optimal Long Term Care Insurance plan for individuals and
businesses. Designing the right plan to meet your needs and fit
your budget and lifestyle is an important step to help ensure
you are protected now and in the future.
Business
Long Term
Care Insurance for businesses gives employers the FLEXIBILITY
to include select employees without violating any anti-discrimination
laws. The plans can include owner-employees, spouses and dependents.
The plans also offer the same FAVORABLE TAX ADVANTAGES as major
medical insurance. In fact, a C-corporation may DEDUCT 100% of
the premiums when paid by the business for select employees, owner-employees,
spouses and dependents.
The plans
reward the key executives or select employees with one of the
most desired benefits today. Premiums paid by the business generally
do not count as income for the employee. Benefits received for
long-term care services are generally TAX-FREE.
Our
Experience includes
Long Term
Care Insurance for individuals has become an important part of
your overall financial plan. With our specialist and personal
service we are committed to protecting your family and your assets.
Long Term Care insurance is more comprehensive and flexible than
ever before. Some Long Term Care plans now offer a FULL RETURN
OF PREMIUM.
Helping you
maintain options on how and where you receive care and avoiding
dependence on family and friends is what we help with. A portion
of individual Long Term Care Insurance plans are also tax-deductible.
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