Health Insurance

Group Insurance

We understand the importance of cost effective health coverage and believe healthcare is an essential, strategic asset in today’s competitive environment. Our goal is to help our clients take CARE of the people essential to their success by providing affordable and accessible healthcare plans while ensuring the organization’s needs and goals are met.

Through The Essential C.A.R.E. ProcessTM our clients are able to:

  • Attract, fully engage, and retain high quality employees
  • Maximize the return on every health insurance and retirement benefit dollar spent
  • Take CARE of what matters most

Controlling Health Care Cost (link to Components of Price pdf)

We care about your bottom line and use our extensive knowledge to ensure your business is presented in the most favorable manner possible. Working as your advocate, our activities include:

  • Provider negotiations and selection
  • Maintenance of regulatory compliance
  • Proactive and continuous participation at every level of your employee benefit plan
  • Dependent eligibility audits

Return on Investment

Our process was developed by observing and incorporating the best practices of companies that have successfully achieved their goals and controlled costs over the past 5 years. The financial benefits of our work go far beyond giving you greater control over the cost of health insurance. The right healthcare plan will help reduce:

  • Employee Turnover
  • Use of Sick Days
  • Presenteeism
  • Disability Claims
  • Workers Compensation Claims

Managing Change

The ever changing healthcare industry means consumers must have access to the latest information and technology. Our expertise and online programs will provide your organization with those tools.

Our Expertise Includes:

  • Group Health Insurance
  • Group Life and Disability
  • Regulatory Compliance
  • Employee Communication
  • Wellness Programs

Our Commitment

With the highest standards and professionalism and integrity, we strive to provide our clients with service beyond their expectations.

Our health and welfare plans combine attractive benefits and competitive prices for businesses of all sizes. To ensure transparency and to establish performance benchmarks, we provide an impartial analysis specific to your predefined requirements from all of the major health insurers in your region.

Our commitment to you is our complete involvement at every stage of managing your employee benefits.

Individual Insurance

For individuals and families, being able to find of cost effective health coverage is essential. Our goal is to help Individuals and Families take CARE of the people close to them by providing affordable and accessible healthcare plans.

Our Expertise Includes:

  • Individual & Family Health Insurance
  • Health Savings Accounts
  • Short Term Plans
  • HIPAA Conversion Plans

Securities offered through NPB Financial Group LLC (NPB), member of FINRA/MSRB/SIPC. The LBL Group and its affiliated entities are not affiliated with NPB.
www.SIPC.org | www.MSRB.org | www.FINRA.org

LBL Insurance Services Inc. | California Insurance License #0561829 | Phone # 800.451.8037
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