The LBL Group Privacy Notice
The LBL Group, (LBL); Larry Lambert & Associates, (LBL); LBL Insurance Services, Inc., (LBL); LBL Enrollment Services, Inc., (LBL); ElderCare Insurance Services, Inc.,(ECI); E-Insurance Services Network; Beneplus Producers Alliance, Inc.; Financial Counseling Resources, LLC,(FCR); NPB Financial Group LLC (NPB); (“we”) retain non-public information (“NPI”) about you from the following sources as a result of the services so requested:
1) Investment account applications and forms; Transactions with us and our affiliates and other chosen investment sponsors, and other various materials utilized by your representative in order to put forth an appropriate recommendation or to fill a service request.
We do not disclose/share any NPI of our customers or former customers to unaffiliated third parties unless: 1) It is necessary to fulfill a transaction or service request related to your account(s); 2) We are required to do so by a regulator, a court of competent jurisdiction or applicable law; 3) By customer request. As this is our practice, we are not required to have “Opt-out” provisions or methods per the exceptive relief provided under section 248.13 of the Gramm-Leach-Bliley Act.
We may disclose all information we collect as described above to companies that perform marketing services on our behalf or who are service providers or to other financial institutions which whom we have joint marketing arrangements.
We restrict access of NPI to required personnel in the provision of requested services and maintain physical, procedural and electronic safeguards that comply with federal standards.