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By Danielle Capilla Chief Compliance Officer at United Benefit Advisors From 2013 to 2015, a series of Supreme Court cases and government updates have changed the landscape of the way employers must consider same-sex spouses in relation to employee benefits. Most recently, in June 2015, the Supreme Court ruled in Obergefell v. Hodges, that the […]


By Bill Olson Chief Marketing Officer at United Benefit Advisors We recently highlighted the top five best and worst states for group health plan costs. See below for your state’s average monthly premiums and read our breaking news release with the cost findings by industry. To quickly benchmark your plan by industry, region, or employer […]


By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Question: If an employee of an applicable large employer takes an unpaid leave of absence (not Family and Medical Leave Act), what happens to their benefit eligibility during that time? Answer: The answer depends on whether the employer is using the measurement and lookback method […]


www.lifehappens.org Question: “Will my sport cause me problems in purchasing new life insurance?” Answer: in most cases no, but there are some hobbies that may be a problem for the underwriters in the insurance company. Here is a list of seven high-risk sports that are problematic when it comes to getting life insurance. 1. Ice […]




By Danielle Capilla Chief Compliance Officer at United Benefit Advisors President Obama has signed the omnibus legislation that includes the Consolidated Appropriations Act for 2016 and a tax extenders package. The agreement will keep the federal government running through September 2016. Within the legislation is language that significantly impacts provisions of the Patient Protection and […]



By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Department of Labor (DOL) recently provided an informational FAQ relating to the Mental Health Parity and Addiction Equity Act (MHPAEA) and Patient Protection and Affordable Care Act (ACA) market reform provisions. Non-grandfathered group health plans and individual or group market health insurance must cover […]


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