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United Benefits Advisor

Insurance, Employment, & Financial Services

IRS Proposes Methods for Valuing Employer Health Coverage

| May 15, 2012

The IRS has just issued three notices concerning key aspects of the 2010 Affordable Care Act (ACA). Notice 2012-31 proposes three different methods by which sponsors of self-funded health plans could value the coverage... Read more →

PPACA Ruling May Have Limited Effect on Employers’ Plans

| April 18, 2012

The Supreme Court finished hearing oral arguments on the health care reform law in March. Now, employers — along with patients and political pundits — can do little except wait. Several judges, including... Read more →

Women’s Benefit Issues Take Spotlight

| March 17, 2012

When it comes to benefit compliance, it’s not your father’s workforce anymore — it’s your mom’s, too. The political storm over the Obama administration’s rule on birth control tops a... Read more →

It’s Official: Agencies Release Final Rules on SBC, GINA, 401(k) Fees

| February 23, 2012

Final versions of benefits-related rules have been flying out of federal agencies in the early weeks of 2012, with more expected to come over the next few months. One of the hottest compliance topics to emerge from... Read more →

Agencies Issue Guidance On Automatic Enrollment, Employer Mandate, and Waiting Periods

| February 22, 2012

On the same day that they released final regulations on the Summary of Benefits and Coverage (see our recent Compliance Alert on SBCs), the Departments of Labor, Health and Human Services, and Treasury (the... Read more →

Compliance Alert: SBC Finalized Guidance

| February 13, 2012

As explained in our August 2011 article, the health care reforms enacted in March of 2010 will require employer health plans to provide a uniform “summary of benefits and coverage” (SBC) to all plan... Read more →

Department of Labor Finalizes, Delays 401(K) Fee Disclosure Rules

| February 3, 2012

After months of delay, the Department of Labor (DOL) has just released final regulations under Section 408(b)(2) of ERISA, requiring retirement plan service providers to disclose information about their services and... Read more →

Experts: Don’t Rush into Reform Decisions

| November 20, 2011

If one thing can be said about the recent health care reform law, it’s that it has generated a barrage of questions for employers. Will companies drop health care coverage and instead pay the penalty under the... Read more →

Ready, Set, Enroll: Employer Efforts Can Boost Morale, Compliance

| October 11, 2011

Many employers and benefit managers with calendar-year plans are wading into the thick of enrollment season, filling their time with employee meetings and tracking the sign-ups. Enrollment, however, can be more than... Read more →

The National Labor Relations Act and Its Implications for Employers — Executive Summary

| September 27, 2011

Important Reminder to Clients:  NO LATER than November 14, 2011, most employers[1](regardless of size, profit vs. non-profit, etc.) will have to have the new NRLA “Poster” displayed! Based on whether or not there... Read more →

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