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United Benefits Advisor

Insurance, Employment, & Financial Services

Globe Plotting: Overseas Benefits Require Research, Careful Strategy

| May 19, 2012

As more small and midsize U.S. businesses take the plunge into overseas markets, HR leaders are learning how to shape their company’s compensation and culture to recruit and retain the best workers globally. About... Read more →

Health Care Costs

| May 17, 2012

Consumerism Can Keep Prevention Costs in Check The old saying by Benjamin Franklin — “an ounce of prevention is worth a pound of cure” — has been taken to heart by many employers that want to... Read more →

IRS Proposes Methods for Valuing Employer Health Coverage

| May 15, 2012

The IRS has just issued three notices concerning key aspects of the 2010 Affordable Care Act (ACA). Notice 2012-31 proposes three different methods by which sponsors of self-funded health plans could value the coverage... Read more →

Hotter Economy Can Spark Retention Challenges

| April 19, 2012

Although a recent report on U.S. job growth has left many observers disappointed, other economic signs are prompting employers to re-evaluate their benefits and retention strategies to avoid a potential talent exodus.... Read more →

PPACA Ruling May Have Limited Effect on Employers’ Plans

| April 18, 2012

The Supreme Court finished hearing oral arguments on the health care reform law in March. Now, employers — along with patients and political pundits — can do little except wait. Several judges, including... Read more →

FSAs Require Careful Compliance Care

| April 16, 2012

A flexible spending account (FSA) can serve as a solid employee benefit that can help workers pay for out-of-pocket costs with pretax dollars, but employers must keep a close eye on new rules from the Patient Protection... Read more →

Compliance Alert: SBC Finalized Guidance

| February 13, 2012

As explained in our August 2011 article, the health care reforms enacted in March of 2010 will require employer health plans to provide a uniform “summary of benefits and coverage” (SBC) to all plan... Read more →

Department of Labor Finalizes, Delays 401(K) Fee Disclosure Rules

| February 3, 2012

After months of delay, the Department of Labor (DOL) has just released final regulations under Section 408(b)(2) of ERISA, requiring retirement plan service providers to disclose information about their services and... Read more →

Cobra: Federal Subsidy Ends — For Most

| September 23, 2011

The federal COBRA subsidy officially ended on Aug. 31, but some employees might continue to receive the subsidy, depending on when their COBRA benefits kicked in. Kaiser Health News noted in a recent report that the 65... Read more →

CHDPs: Despite Slower Growth, CDHPs Still Hold Promise

| September 21, 2011

While new research points to a slowdown in the growth of consumer-driven health care plans (CDHPs), some experts say the high-deductible options still have a lot of life left in them. CDHPs in the U.S. experienced... Read more →

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