Insurance, Employment & Financial Services

Health Insurance

Employee Benefits

We understand the importance of cost effective health coverage and believe health care is an essential, strategic asset in today’s competitive environment. Our goal is to help our clients take C.A.R.E. of the people essential to their success by... Read more →

Voluntary Benefits

Voluntary Benefits

  The Essential C.A.R.E. Process helps employers take advantage of the diverse nature of voluntary benefits in addressing a wide variety of employee work/life needs. Careful planning and selection helps employee’s access rates and other... Read more →

Retirement Services

Retirement Services

  Through The Essential C.A.R.E. Process, we help employers design, implement and manage effective and efficient pension plans to help employees and executives take care of their future. We use a process developed through observing and... Read more →

Life Insurance

Life Insurance

  Term Life Insurance Quotes by Wholesale Ins. The Essential C.A.R.E. Process assists clients with the design and implementation of executive benefit plans. We offer the most innovative and effective policy designs available today. Whether... Read more →

Medicare and Long Term Planning

Medicare and Long Term Care

The LBL Group offers a unique planning process that coordinates Medicare, Social Security, Veterans Benefits, Medi-Cal and insurance to reduce or eliminate the cost of long term care. We call this The Essential C.A.R.E. Process. The Essential... Read more →

Wealth Management

Wealth Management

The Essential C.A.R.E. Process for investors adheres to a continuous six step-process centered on a 360 degree view of our client’s current and future needs — the things they care most about. To help you achieve your financial goals, protect... Read more →

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Leadership & Culture

Change the conversation – Change the results! In a world where 70% of employees hate their job or are completely disengaged and an estimate $550 billion dollars of productivity are lost annually*, richer benefits and perks alone can’t overcome... Read more →